Mandate: Mobilize, structure, and deploy capital to bankable public and public private projects across infrastructure, utilities, manufacturing value chains, and MSME growth.
1.Financing
Project & Structured Finance
We provide comprehensive support for large-scale and medium-scale infrastructure and industrial projects through:
· Feasibility Studies & Appraisals: Preparation of Cost-Benefit Analyses (CBA), Economic Internal Rate of Return (EIRR), and Financial Internal Rate of Return (FIRR) assessments to ensure viability.
· Capital Structuring: Designing optimal financing mixes combining senior debt, mezzanine financing, equity, and blended facilities (public + private funding).
· Credit Enhancement: Arrangement of guarantees, insurance wraps, and risk participation schemes to improve investor confidence.
· Transaction Execution: Negotiation of term sheets, loan syndication, and coordination with DFIs, multilateral lenders, and commercial banks.
PPP Advisory
We support governments and private sponsors in structuring and delivering Public-Private Partnerships (PPPs) by:
· Transaction Structuring: Developing PPP models such as Build-Operate-Transfer (BOT), Design-Build-Finance-Operate-Maintain (DBFOM), and concession agreements.
· Risk Allocation Frameworks: Preparing risk matrices identifying allocation between public and private parties, ensuring balanced agreements.
· Viability Gap Funding (VGF): Designing subsidies and fiscal support mechanisms to make socially desirable but financially challenging projects bankable.
· Fiscal Affordability Tests: Assessing long-term public finance exposure to PPPs.
Payment Mechanisms: Establishing performance-based remuneration frameworks that incentivise efficiency and service quality.
Green & Sustainability Finance
We integrate environmental and social sustainability into financing structures by:
· Green Bonds & Climate Finance: Origination and placement of green bonds, sustainability-linked loans, and concessional climate financing instruments.
· Carbon & Biodiversity Credits: Designing frameworks for monetising carbon offsets, biodiversity credits, and other nature-based assets.
· Resilience Labelling: Tagging project capital expenditure (capex) with climate resilience and ESG compliance standards.
· Renewable Energy & Circular Economy Projects: Financing distributed solar, waste-to-energy, recycling, and other low-carbon infrastructure.
Sovereign & Sub-Sovereign Support
We provide advisory and financial structuring for governments, municipalities, and state enterprises, focusing on:
· Pipeline Screening & Prioritisation: Establishing frameworks to evaluate and rank potential projects by developmental impact, affordability, and readiness.
· Debt Management Support: Designing arrears-sensitive financing plans, debt restructuring options, and innovative sovereign financing instruments.
· Risk Mitigation Tools: Implementing FX hedging, interest rate swaps, and contingent credit lines to manage macroeconomic and market risks.
· Capacity Building: Supporting fiscal authorities and state-owned entities with training in financial modelling, project appraisal, and risk management.
2.Business Loans
SME & Supplier Development
We provide tailored loan products designed to empower local contractors, SMEs, and manufacturers by addressing their working-capital needs. Our involvement includes:
· Working Capital Lines: Short-term and revolving credit facilities that allow SMEs to bridge liquidity gaps while executing approved public contracts.
· Supply Chain Finance (Reverse Factoring): Enabling local suppliers to receive early payments for government or contractor-certified invoices, thus improving their cash flow and resilience.
· Localization Alignment: Structuring loans to incentivise compliance with local content and supplier development targets set under regional procurement frameworks.
· Capacity Building: Linking financing with training on contract management, quality assurance, and digital invoicing systems.
Equipment Finance
Our equipment finance facilities ensure that African SMEs and contractors access critical machinery and fleets without heavy upfront investment:
· Leasing Solutions: Provision of construction equipment, mining fleets, and municipal service vehicles (e.g., waste trucks, graders, tippers) on flexible leasing terms.
· Telemetry Integration: Embedding GPS and IoT-enabled sensors to track equipment usage, optimize performance, and enable preventive maintenance.
· Lifecycle Support: Bundling leases with service contracts, insurance coverage, and spare parts availability, reducing downtime for contractors.
· Asset Recovery & Recycling: Ensuring responsible decommissioning or redeployment of financed equipment at end-of-life.
Impact Lending
We design inclusive loan products that target underrepresented groups and contribute to social equity:
· Gender-Responsive Lending: Dedicated funds for women-led enterprises in construction, mining, and manufacturing.
· Youth-Inclusive Finance: Start-up and scale-up financing for young entrepreneurs, paired with technical mentorship.
· Linked Technical Assistance: Loans are coupled with capacity-building support such as financial literacy training, digital bookkeeping adoption, and ESG compliance coaching.
· Social Impact Measurement: Monitoring gender balance, job creation, and community outcomes as part of lending KPIs.
Innovation Edge in Business Lending
We leverage advanced technologies to expand financial inclusion and mitigate risk:·
· AI-Assisted Credit Scoring: Analysing non-traditional data for thin-file borrowers with limited credit histories.
· Satellite-Derived Proxies: Using satellite imagery and data analytics to monitor agricultural productivity or mining cluster activity, thereby strengthening loan underwriting.
· Blockchain Traceability: Anchoring financed assets (equipment, invoices, or contracts) on blockchain for transparency and fraud prevention.
· Digital Lending Platforms: Offering end-to-end loan application, approval, and disbursement processes online for speed and transparency.
